Alex Johnson,

Alex Johnson is a Certified Financial Planner™ (CFP®) and holds a Bachelor's degree in Finance from the University of Texas. With over 12 years of experience, Alex helps young professionals and families build wealth without sacrificing joy. A former corporate accountant turned full-time writer, Alex specializes in tax-smart investing, retirement planning, and side-hustle strategies. When not crunching numbers or testing new budgeting apps, Alex enjoys hiking with their rescue dog and mentoring first-generation college grads on financial independence.

Author Archive: Alex Johnson

Sallie Mae vs. Navient: What the Split Means for Your Student Loans

Economic News, Student Loans

The recent announcement that Sallie Mae is going to split into two companies has more than a few people puzzled. What exactly is being accomplished here and why is it...

Great Student Loans: Federal vs. Private Borrowing Choices

Savings & Investment, Student Loans

Federal loans feature a low, fixed rate, and in most cases, repayment does not begin until after graduation. Federal aid includes several great student loans.

Saving for a Newborn: 529 Plans, Custodial Accounts & First-Year Strategies

Savings & Investment

Establishing a savings account for a newborn represents a surefire ways parents can prepare for a child’s financial future.

Smart Spending

Person using a budgeting app on smartphone alongside labeled cash envelopes for digital envelope budgeting

How to Use Cash Envelopes in a Digital World for Better Budget Control

Learn about cash envelope budgeting digital. Discover how to adapt the envelope method using apps and digital tools to take control of your spending today.

Smart Spending

Middle-income earner reviewing spending habits and budget to start building wealth

5 Spending Habits That Keep Middle-Income Earners From Building Wealth

Learn about spending habits that prevent wealth. Discover 5 common money mistakes middle-income earners make and how to break them to start building lasting wealth.

Savings & Investment

Person tracking monthly savings progress in a notebook to save 10000 in a year

How to Save $10,000 in a Year on an Average Income

Learn how to save 10000 in a year. Discover realistic budgeting strategies, spending cuts, and savings habits that work on an average income.

Smart Spending

Person shopping for affordable quality clothes on a budget in a retail store

How to Shop for Clothes on a Budget Without Sacrificing Quality

Learn about budget clothing shopping tips. Discover smart strategies to build a stylish wardrobe, find quality pieces, and save money without compromising style.

Savings & Investment

Person reviewing index fund options on a laptop with stock market charts in the background

What Is an Index Fund and How Do You Pick the Right One?

Learn about what is an index fund and how to choose one. Compare fees, risks, and strategies to find the best index fund for your investment goals.

Savings & Investment

529 plan vs Roth IRA college savings comparison chart on a desk with calculator and notebook

529 Plan vs Roth IRA for College Savings: Which One Wins?

Learn about 529 plan vs Roth IRA college savings. Compare tax benefits, flexibility, and rules to choose the best account for funding your child's education.

Alex Johnson,

Author Archive: Alex Johnson

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